• Doctor of Philosophy, Agricultural Economics, University of Illinois, 2001
  
• Master of Science, Agricultural Economics, University of Guelph, ON, Canada, 1996
  
• Exchange Scholar, International Christian University, Tokyo, Japan, 1984
  
• Bachelor of Arts, Economics, Ateneo de Manila University, Philippines, 1983

• Agricultural Finance: Analysis of lenders' risk rating systems and risk management strategies; application of migration framework to farm credit risk analysis
  
• Agribusiness Management: Analysis of farmers' financial structure decisions and business strategies for financial growth, risk management and debt repayment
  
• Risk Management: Alternative behavioral modifications of expected utility-mean variance framework; myopic loss aversion studies.
  

Farm financial management, including farm business planning, record-keeping, financial analysis

  Department of Agricultural and Applied Economics
  Conner Hall
  Athens, Georgia 30602
  706-542-2481, Fax: 706-542-0739